HomeSolutionsAboutContact Get Funded →
Education & Research Capital

Student &
Research Loans

Financing for students, researchers, and academics turning ideas into reality — beyond what federal aid and institutional funding can cover.

Working Capital Term Loans SBA Loans Equipment Financing Lines of Credit Revenue-Based Personal Loans Startup Loans 200+ Lenders All 50 States Working Capital Term Loans SBA Loans Equipment Financing Lines of Credit Revenue-Based Personal Loans Startup Loans 200+ Lenders All 50 States
Overview

Student & Research Loans

Finance Foundry connects students, graduate researchers, and academic professionals with financing options that go beyond traditional federal student aid. From private student loans and research project funding to income-share arrangements and post-graduation refinancing — we help the people building the future access the capital to do it.

Funding Amount
$5K – $500K
Term Length
12–120 Months
Decision Speed
3–10 Business Days
Min. Credit
560+ FICO

Common Use Cases

Graduate & Professional SchoolLaw, medical, MBA, and advanced degrees
Research ProjectsFund independent or institutional research
Study AbroadFinance international academic programs
Certification ProgramsFinance professional certs and bootcamps
Student Debt RefinancingConsolidate and lower existing student debt
Fellowship BridgeBridge gaps between grant and fellowship cycles

Requirements

  • Enrolled or recently graduated from accredited institution
  • U.S. citizen or permanent resident
  • 560+ FICO or creditworthy co-signer
  • Verifiable enrollment or research affiliation
  • Income or future income documentation
  • Research loans may require institutional affiliation letter

Frequently Asked Questions

Can international students apply?

Many programs require U.S. citizenship or permanent residency. Some private lenders accept international students with a U.S. co-signer. Contact us to discuss your specific situation.

Is this only for undergraduate students?

No. We specialize in graduate, professional, and doctoral programs — where the loan amounts are highest and the federal options are most limited.

What about refinancing existing student loans?

Yes, we place student loan refinancing through several lenders. If your credit has improved since original borrowing, refinancing can substantially reduce your interest burden.

Get Your Options

No commitment · No hard credit pull

🔒 Secure · Never sold · Soft pull only