Repayments tied to your actual revenue — when business slows, payments slow too. Capital built for real-world business cycles.
Revenue-based financing (RBF) is structured around a fixed percentage of your daily or monthly revenue — instead of a fixed monthly payment. This makes it particularly attractive for businesses with seasonal swings, project-based revenue, or high-growth trajectories where rigid payments create unnecessary risk. Finance Foundry places RBF through merchant cash advance lenders, direct RBF funds, and hybrid structures.
How is this different from a merchant cash advance?
An MCA is technically a purchase of future receivables. RBF is a loan with a variable repayment structure. Both flex with revenue, but true RBF typically has better terms and clearer disclosure.
What percentage of revenue goes to repayment?
Typically 5–20% of daily or monthly gross revenue, depending on the factor rate and term. We present this clearly so you understand the real impact before signing.
Is there a fixed payoff amount?
Yes. Unlike interest on a traditional loan, RBF has a fixed factor rate applied to the advance. You pay a set total — just flexibly over time.
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